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Foreclosure Defense

People find themselves defaulting on their mortgages for various reasons. Even though you may have defaulted on your mortgage or are contemplating defaulting, you should always defend a foreclosure case filed against you. In defending a foreclosure lawsuit, you may actually end up saving your home. If you simply do nothing, not only will you lose your home, but you leave the door open for the bank to sue you for the deficiency–the difference between what you owe the bank versus what the house is worth the day it is sold by the court at public auction sale–or possibly having a tax liability on the deficiency forgiven by the bank.  

Whatever your goal, there are many strategies that we can utilize to achieve your goal. In the end, saving the home may not make sense for everyone, but you should know all of your options and come to the best decision for you and your family. If you have defaulted on your mortgage loan, here are some of your options:

Defend the foreclosure lawsuit

Apply for a loan modification 

Enter into a forbearance agreement

Reinstate the loan

Sell your home

Deed the property to the bank

File for bankruptcy

Contact us

You have questions! We have answers! Use the experience of Kushi Law Firm, P.A. to help you with your case and give you peace of mind.

How can we help

Our Firm’s philosophy is that you are not just a client; you become part of our family. When you meet with us, you will be treated with the utmost respect, will feel comfortable understanding the process and why we are suggesting or taking certain steps in your case. We work for you and we will keep you informed every step of the way.