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Short Sales

Not everyone is able to save their home from foreclosure. If you decide to go through a short sale–where you sell the home for less than is owed on the mortgage–there are pit falls that you should be aware exist and that you should avoid. For example, you do not want to sell your home, make no profit, and then later find out that the bank reserved the right to sue you for the deficiency.  If you live in a community and owe the association for unpaid assessments, the association may prevent the short sale from going forward if it is not paid in full. It would be wise that you have an experienced attorney help you review the short sale contract, negotiate with the bank and association on your behalf and make sure the closing documents properly reflect the deal. 

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