Posted by Enita Kushi | Mar 11, 2022 |
The statistics are rather alarming. In 2005, 50% of Americans had a Last Will and Testament; today, only 32% have one. Meanwhile, only one in three Americans over the age of 55 has a durable power of attorney, and a mere 41% have their advance health care directives.
Why is this? According to st...
Posted by Enita Kushi | Feb 19, 2022 |
Do you want to do protect what you worked hard for or do you want to see it lost because you did not know of better options. It makes little sense to add our children to your bank accounts. Here is a real life example from Tony Tofani, a banker with First Citizen's Bank, who saw his clients lose ...
Posted by Enita Kushi | Aug 20, 2021 |
Many clients ask whether they need a trust. It's a great question, but it leads to another: What do you want your plan to accomplish? Let's begin with a brief discussion of what trusts are and how they work. Then we'll explore their benefits, which should give you a better idea of whether a tr...
Posted by Enita Kushi | Jul 09, 2021 |
Second marriages can present unique challenges when it comes to estate planning, particularly if you or your new spouse have children from previous marriages. Let's take a look at some of the factors, tools, and strategies to consider when planning for a second marriage.
Prenuptial Agreements
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Posted by Enita Kushi | Sep 11, 2020 |
The unintended consequences of Will based estate planning. You may think that having a Will provides you protection and that the right people will inherit from you. Think again!
Posted by Enita Kushi | Jul 03, 2020 |
This Saturday, we celebrate our Country's Independence Day! Many in the area already have made their plans accounting for the public beaches to be closed in Collier County, starting July 3 to July 7, from 11:00 am to 5:00 pm. (Contact me and I can explain how you can legally be at the beach dur...
Posted by Enita Kushi | Jun 05, 2020 |
Most people have been advised to keep their estate planning documents, including their Last Will and Testament (“Will”) in a safe place, like a safety deposit box at their bank. Makes sense, right! These boxes are supposed to be waterproof, fireproof, secure from theft, etc. Yet, when you pass aw...
Posted by Enita Kushi | May 22, 2020 |
Most often it is the children who have to step up and take care of their parents when the parents get older and settle their affairs when they pass away. Most often, people do not think about getting old, needing help or passing away, and therefore, have no plan! Who wants to think about these ...
Posted by Enita Kushi | May 15, 2020 |
Every week, I get calls from adult children or close friends that sound something like this:
“My Dad had a stroke. He is in the hospital. I don't know what to do.”
“My husband is in an assisted living. We cannot afford to pay for the care anymore. What do I do?
“My Mom is in assisted living. W...
Posted by Enita Kushi | May 08, 2020 |
Many people call my office asking for a Will. They don't know for sure what a Will does for them. They know that they need one, because they heard it or read it somoewhere! Do they need one? Maybe or maybe not. Yes, it's a good idea to have one but the Will may not achieve what they are thinking ...
Posted by Enita Kushi | May 01, 2020 |
Most people have heard different statements from people regarding Medicaid qualification and assume that they are true. So, let me give you 7 myths about receiving Medicaid benefits.
You will lose your home.
You have to spend down all of your assets to $2,000.
You should transfer your money ...
Posted by Enita Kushi | Apr 15, 2020 |
Millions of people are sheltering at home right now. Considering we have additional free time on our hands, this is the perfect opportunity to do some organizing to help provide peace of mind for both you and your family members. One area often overlooked is planning or organization our digita...
Posted by Enita Kushi | Apr 10, 2020 |
There are many planning, specific circumstances and legal issues that will change the answer to this question from a “Yes,” to a “Maybe,” to “No.” The truth is that if you pass away without a Will, the State had determined who will inherit your stuff. You may not like it, but the law is the law. ...
Posted by Enita Kushi | Apr 03, 2020 |
What terms of symbols come to mind when you think of doing your estate plan? Death! Funeral! Widow! Will! Oftentimes, people relate the term estate plan to their death. In fact, estate planning is very much about planning for when you are alive, and how you will protect yourself and also take car...
Posted by Enita Kushi | Jan 07, 2019 |
The person acting on your behalf is called the agent.
The agent is required to act on your behalf if it in your best interest.
You can have more than one agent by naming two or three co-agents who can act on your behalf.
If you lose your capacity and don't regain it, you cannot sign a new po...
Posted by Enita Kushi | Dec 31, 2018 |
The power of attorney gives an institution or individual you trust the power to act on your behalf (known as the agent). Why would you give someone else the right to act on your behalf? The reasons are many, important and ones that apply at any age. It is easy to see that a power of attorney can...
Posted by Enita Kushi | Jul 06, 2017 |
If you were sued and properly served with the Complaint and Summons, you should respond to the complaint in writing; a phone call to the opposing party or attorney is futile. It is best that you hire an attorney to help you with crafting the right response. You would not do surgery on yourself by...
Posted by Enita Kushi | Feb 01, 2016 |
You are eligible to receive up to $50,000 toward paying down the principal amount of your home. To read more about the program visit https://www.principalreductionflhhf.org To get assistance with applying for the FL Hardest Hit Program, you can get assistance by calling 239-434-2397 or visit www....
Posted by Enita Kushi | Jan 30, 2016 |
The first thing you should look at is who is suing you. Do you recognize the person or entity suing you? The person or entity suing you is called the Plaintiff. A few years back in Naples, a couple was sued by Bank of America seeking to foreclose their home. In reality, the couple had no mortgage...